Our Team

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Tina Skrukrud


Tina Skrukrud has been serving our community as a Mortgage Specialist since 2005. She holds a Bachelor of Science in Accounting and utilizes her accounting background to provide her clients with a home loan that best suits their needs. Tina always goes above and beyond to meet her client’s needs. She believes in building community and is a member of the Penn Valley, Grass Valley, and Nevada City Chambers of Commerce. 

Outside the office Tina is a Member of Soroptimist International of Grass Valley, Co-Chair of the Penn Valley Easter Egg Hunt, and actively volunteers for all events hosted by the Nevada City Chamber. In 2020 Tina was named Volunteer of the Year by Rotary District 4 for her outstanding volunteer service. She loves giving back and spending time with her family. Tina and her husband Mark have two grown daughters and one grandson whom they love to spend time with. Tina enjoys to walking, hiking, and spending time at the gym.

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Kim Wydra


Kimberly Wydra has served Nevada County residents for over 36 years in the art of finding the right home loan to meet her clients’ needs. Kim makes her clients needs her top priority and she does it all with ease and grace. Kim has a Bachelor of Science degree in Commerce and a Masters degree in Management and Supervision. Additionally, she has had her California Real Estate Brokers license for over 20 years. Kim keeps current with the latest home loan options and continues her education with trainings, earning additional certifications in Reverse Mortgage programs and Construction lending. 

Outside of the office, Kimberly volunteers with Soroptimist International of Grass Valley and is a long-time member of the Finance Council of St. Patrick’s Church. Kimberly’s husband, Ed is a retired Air Force Officer. When not being active in the community, she plays an important role of “Grammie” to her three sweet grandchildren. 

The financial aspects of home-buying and refinancing can be stressful and overwhelming – but it doesn’t have to be with Kimberly on your team. Whether it be buying a new home, refinancing, doing a remodel, or looking at Reverse Mortgage options, Kimberly is there to help you make your home dreams a reality.